Paying internationally has always been a major problem in India. That too with the introduction of Two-step authentication (Verified by Visa, Mastercard 3d secure code etc) by RBI, the problem of paying internationally using a Debit Card has had a major hit. Unlike the USA and many other developed countries, India is a country where the majority of the customers use Debit Cards instead of credit cards for online transactions.
This indirectly has affected services like Google’s Play store, Apple’s iTunes and Amazon’s Kindle store to name a few. Thankfully, you can use ICICI and HDFC debit cards on these services (including Paypal). But, not every bank supports transactions on these services with their debit cards. Owing to all these facts, payment with a debit card on these services was and still up to a certain extent is a problem.
Google has been working hard to overcome this problem by introducing many direct and indirect payment methods. So, here’s a detailed article on how and with what you can pay for apps, music, books etc on Google Play without a credit card.
1. Traditional Debit Cards
Most of the Indian credit cards are supported on Google Play. For Debit cards, I only had success with ICICI and HDFC Debit cards. Let me know in the comments down below if you had success with debit cards issued by some other bank.
2. Google Play gift cards
Google Play gift cards can be purchased online. They are available for a fixed set of pricing in India. You can buy them for Rs 750, Rs 1000 and Rs 1500 on Snapdeal, Amazon, Croma, Vijay sales, Sangeetha mobiles, spice Hotspot and planet m.
Using them is very simple. You’ll get a code which you have to redeem from Play store. After successful redemption, that much amount will be added to your Google Play as Google Play balance which you can use to make purchases.
It’s like a digital wallet where you can add money so that you can use it for some payment.
3. Career Billing
Career billing allows you to buy stuff on Google Play store and the amount is reflected in your postpaid bill. This feature is available for Idea, Airtel and Vodafone users.
4. Net Banking
Net Banking is a nice addition to the list. While not all Debit cards work on Google Play in India, net banking solves that problem reasonably.
5. e-Wallets like Paytm and Freecharge
Recently, Paytm and Freecharge has rolled out an update adding a Google Play option. They basically work like gift cards. They create a recharge coupon of the amount that you paid, which you can redeem from the Google Play and the money gets added to your Google Play balance.
Thank you for going through this article. Please do not hesitate to share this social media and do not forget to subscribe to our newsletter.